so he 'fixed' his credit by lying his ass off and disputing all the debts that he had piled up? what an upstanding idea! Hopefully all the slacker new grads will pursue the same route and my interest rates will shoot through the roof to compensate. cool article!

Hopefully all the credit collection agencies will continue to keep no records of the debts they survive by collecting on, so this trick stays possible, collection agencies stay shady, and your ! key continues getting the exercise it needs and deserves.

Why do collection agencies only seem to hire black employees?

I read this as 'Lawlfully' and was awaiting a fun-filled anecdote. This is still useful infos.

I always found it was easier to simply not fuck up your credit by paying your bills, than have to repair it.

But it's more fun to tell them that you're ready for them to take possession of all your shit--particularly when 'all your shit' is an 8 year old TV, 10 tear old stero components, and a SEGA.

Then they start making deals.

I always found it easy to steal dent's credit card number by sending him fake paypal emails.

I always found it easy to steal dent's credit card number by sending him fake paypal emails.


Lest we forget

Why do collection agencies only seem to hire black employees?

They've got professional experience from robbing people. That and if a big black guy showed up at your door you're more likely to give him shit to go away.