Allow me to be the first to advance the thought that, if you don't have sufficient means to provide yourself with basic medical insurance, then perhaps you ought to limit your recreational activities to something a little less risky. Expecting others to bail you out when you fuk up is a sense of entitlement that I can't even begin to wrap my brain around.
Dan, old boy, I do 'give a shit' right up until the point where it requires me to pull my wallet out of my pocket to pay for your poor judgement.