mundhra
dread pirate neckbeard  SSHOLE |
Posts: 1615 Registered: 3/25/2002 Offline
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12/19/2006 at 20:24 |
saturday my wife was sitting at a red light waiting to make a left turn. a driver came over the hill and plowed into her without braking.
she's ok, but the car is not. it's a five month old '06 honda accord. insurance is going to cover repairs ($7k) and a month of rental car. the other driver's insurance company is reimbursing us for our deductible. everything is basically taken care of at this point, but...
when we trade in our car, i expect us to get less for it. it's a honda dealer that's doing the work, which is nice. i'm worried that that doesn't really matter, though.
from what i've heard, what i'd need to do is pay someone to assess the car before and after repairs, and then have a lawyer contact their insurance company to retrieve depreciation plus costs plus fees. i would need to do this as soon as possible because they're just starting work, but i'm not entirely convinced it's worth the time/effort/frustration. does anyone have any experience with this?
On 2006-12-19 at 14:25:46, mundhra chose to holla @ p-nis
____________________ But the whole of modern so-called civilized existence is an attempt to deny reality insofar as it exists. When did Don last look at the stars, when did Norman last get soaked in a rainstorm? |
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JohnLenin
Putting the semen in amusement  SSHOLEPosts: 1008 Registered: 7/8/2005 Offline
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12/19/2006 at 20:35 |
depending on the damage to the vehicle the type of title may change, if it does - you are fucked -. You know how sometimes you see a relatively recent, though used, car selling for dirt ass cheap? That's because it's probably a salvage title, junk title, or a rebuilt. But seeing as how the damage is $7,000 you probably don't need to worry about this too much. The damage costs need to exceed something like 3/4 of the value of the car for your resell value to suffer... but it never hurts to consult professionals in matters of money.
____________________ Marf> omg <3 u 4 ever |
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shitbox
my balls your chin, get used to that idea  SSHOLEPosts: 910 Registered: 1/9/2005 Offline
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12/19/2006 at 20:48 |
Dont sign ANYTHING. The insurance companies will try and get you to sign releases ASAP. Once this is done they have no obligation to you anymore, less terms described.
Consult counsel. You'd be suprised what you are 'entitled' to.
____________________ "Kill him! Kill the fuckin' indian! What am I watching here two fuckin' fags!?"
Rodney Dangerfield as Ed Wilson
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Wrecker
Misanthrope  SSHOLEPosts: 446 Registered: 1/25/2006 Offline
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12/20/2006 at 01:33 |
What shitbox said 1000X
____________________ < nuevoSock_> "me and the phone cable plugged to her labia were shaking hands
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Clavis_Apocalypticae
Beautiful Puppet of Chaos  SSHOLEPosts: 745 Registered: 5/16/2004 Offline
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12/20/2006 at 16:13 |
^^Werd.
I got fuked over royally after an accident in 2001 because I didn't employ counsel to handle the settlement for my car. Apparently they compile their "fair market value" tables in fuking Indonesia or Borneo or some shit.
Of course, I got fuked over on the settlement for my medical expenses as well, despite the fact I had a lawyer for that. Every 6 months or so, I'm still getting a $3600 bill for an MRI. I keep directing them to the insurance company of the woman that hit me, but they still don't get it after 5 years.
Better with than without counsel, nonetheless.
____________________ My liver is full of dried fartpudding. Scorched Earth was a savage success. |
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