A story of two egos. (A cautionary tale)

My favorite brother(if only because he's the only one I've got) has reached a tipping point in his life.
About five years ago him and his wife bought a beautiful $500,000 home complete with swimming pool, three car garage, vaulted ceilings, etc, etc. We were all pretty happy for him. The thought occurred though; "How's he gonna pay for all this?"
He makes good money, but not that good. Him and his wife have top of the line furniture, new cars, matching new appliances and a penchant for throwing parties every week.
Being suspicious meeps and cheapskates to boot, our end of the family steered clear if only to keep him from spending money on us that we knew he couldn't afford.
Her side however, made the most of it. My brother's only complaint was the amount of time her family spent over at his house. He'd never admit to being broke. Ever. Not while he had a credit card that wasn't maxxed.
Last year his wife snapped. The pressure of keeping a day care operating to help him meet the bills was just too much. She felt trapped and just up and left for a few months. It was the cliche'd "I love you, but I'm not IN love with you" bullmeep. She filed for divorce and went and got a tattoo to represent "Her newfound freedom" She also hit up his medical insurance for a gastric bypass. (Which she should have done years ago) When she came back my brother went to live with our elderly, but active mom. She is a direct descendant of the Mccoy clan and if you spend a few hours in her presence , there's no meeping way you could miss it. (Hint; You know the mother from Everybody Loves Raymond? I swear to Christ our mom could very well have taught her everything she knows.)
Things stayed that way for the better part of a year. Nobody paid the mortgage company a dime all that time and a few things got repossessed.
Everybody told him he was a free man now and could get his life on track. No more living beyond his means. File bankruptcy, wait out the child support (two years worth) and it'd be over. He'd have a fresh start and be happy as meep.

A few months ago this 41 year old man refinanced a $600,000 loan on a house worth $400,000 for FOURTY YEARS. My family members usually meep out and die at about 68 when their NOT living under any kind of stress. (What's 41 plus 40?)
She decided to "let him come back" just before the sheriff started throwing their meep out in the yard.
She said it was for their two (Highschool age) kids.
She hasn't worked in months and has no plans to start.

My bro asked our mother(remember her?) and her alchoholic grab-assy husband to come live with them to help with the bills.

There is not a phrase in the entire english language that can describe the meep that is about to occur.
"Reality Show" comes close though.

So...

Where's a good place to live that's at least a thousand miles from California?